How To Budget Your Way To Financial Freedom

The 4-Step YNAB Method

Photo by Fabian Blank on Unsplash

Managing personal finance is something I know a lot of people dread to think about. Whether they are employed, self-employed or unemployed makes no difference. Budgeting is budgeting, and it scares the heck out of them.

So much so that some people I know (I’m looking at you, mum) try their very best to not look at their bank…